Couple With $4 Million Debates Retirement: 'Can We Afford It?'...

A couple with $4 million in assets faces the classic retirement dilemma: whether accumulated wealth is genuinely sufficient to stop working, or whether anxieties about healthcare costs, extended longevity, and market downturns justify staying employed. The tension reflects a real gap between net worth and retirement confidence—many households with seven-figure portfolios still feel financially precarious because they're weighing lump-sum assets against decades of uncertain expenses, not just annual spending needs. This disagreement over a discretionary trip exposes deeper disagreement about what "enough" means.